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Episode 107–Life Insurance, Long Term Care, and Retirement Communities, oh my!

Episode 107–Life Insurance, Long Term Care, and Retirement Communities, oh my!

Hello everyone! Welcome back to Childless not by Choice, where my mission is to recognize and speak to childless not by choice women and men around the world. Civilla Morgan here. I am spreading the great news that we can live a joyful, relevant, and fulfilled life, although we did not have the children we so wanted. I would also like to thank everyone who recognizes that we are not all living the same type of life.

Welcome to episode 107!


Questions or comments? Contact me at:




Visit the website at, look to the left on the home screen and click on the link below the telephone to leave me an up to 90-second voicemail.

Well, this episode is chock full of great content, so let’s get started!

What’s new:

Podfest 2019–Talk about my interview, making new friends, one of whom I may interview soon:

Blocked from FB for most of a day!

Well, what do you think about this email? It came up in my work email and hit me like a ton of bricks:

‘A bend in the road is not the end of the road unless you fail to make the turn.’–Helen Keller.

In the next few minutes, I am going to tell you about some things that will help you make the turn, instead of failing to make the turn.

You see, we did not get to have the children we so wanted. That is the bend in the road. But we can take that misfortune and turn the corner into the best most joyful and relevant life that we can.

 When you drive a vehicle and you begin to skid, the professionals advise that you turn into, not away from the skid. It seems quite the opposite of what our brains might tell us to do right? We want to get out of the situation as quickly as possible, and it seems like we should try to get out of the skid.  

Well, I would venture to say it is the same thought process with trauma, loss, etc. we just want to get out of the pain as quickly as possible, and that means going in the opposite direction, not towards the pain!

But the way I’m interpreting this quote, I need to turn into the curve, into the skid, until suddenly, one day, I find that I’ve turned the corner! What do you think?

Patreon Contributors: Well! I would like to thank my Patreon contributors for their monthly financial contribution to the platform. And becoming a Patron just got easier. The link is now on the website. Just go to the home screen, look to the left below the telephone, and you will see the Patreon link.

Clicking the link takes you to the Patreon site where you can choose whichever level of contribution fits your monthly budget. It’s that easy! Your contributions are appreciated!

And by the way, that telephone on the website, there is a link below it that allows you to leave me a 90-second message. Give me a shout out. I may play your message on a future episode!

Thank you:

  • Jordan Morgan
  • Ivy Calhoun
  • Sandra Carzado
  • Your Name Here

    Also: I will be creating a private VIP list on my Instagram page, @joyandrelevance. If you are a Patreon member and you are also on Instagram, I will add you to the VIP list which will allow you to be the first to know whenever there is big news afoot!

Now, we get into the meat of the episode: life insurance, long term care, retirement communities, oh my! Let’s talk about it!

But first, please note: While I am life and health insurance licensed in the state of Florida, I am not currently with a firm; so I am definitely not attempting to sell you any product. The things I am about to discuss are based on my experiences and on research that I did for this episode. The links to the research are in the show notes.

Links used in my research:



Stories you might find interesting:

Thank you Devoted, for the beautiful theme music we use here at Childless not by Choice. Devoted has had the opportunity to sing and play in many countries. To learn more about Devoted, including their concert schedule, visit their website at

My contact information:

Website: and
Facebook: booksbycivillamorgan
Twitter: @civilla1
Instagram: @joyandrelevance
Pinterest: Civilla M. Morgan, MSM
LinkedIn: Civilla Morgan, MSM

If you would like to become a one time or ongoing sponsor, or if you would like to advertise your business or an upcoming event, contact me at for details.


Remember, subscription to the podcast is free. Simply go to Apple Podcast, Stitcher Radio, Spotify, Overcast, or wherever you listen to podcasts. Search for Childless not by Choice, and hit the subscribe button. It’s that easy!

Well, thank you for listening to this episode of Childless not by Choice! Until next time! Bye!


‘To recognize and speak to the broken hearts of childless not by choice women, and men, around the world.’


‘Spreading the great news that we can live a joyful, relevant, and fulfilled life’.

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